Health insurance broker is an intermediary between insurance companies and their clients. They help people choose a suitable insurance program from one insurer or compare offers from several companies. Intermediaries are ready to come to you, inspect your property on the spot if you want to insure it, compare health insurance and conclude a contract. After the contract is signed, it is sometimes possible to contact your intermediary instead of going directly to the insurer. For example, when you need advice on how to properly handle an insured event and what documents to collect in order to receive payment.

Who is an insurance agent?

An insurance agent is the link between a reliable company and people who want to make their lives safer. An insurance agent identifies the needs of the client, tells about the terms of insurance. After that, a contract is signed and the agent reports to the company. Every adult who wants to have a free schedule and the opportunity to earn, is happy to communicate with people and strives to constantly develop and learn can become an insurance agent. Agent’s main income is commission from selling insurance services to clients.

How to become an insurance broker

• Complete education.
• Choose a speciality.
• Consider a higher apprenticeship.
• Explore entry-level positions.
• Earn professional qualifications.
• Complete registration.
• Find a job or clients.

There are two ways to become an insurance company agent: you can either sign contracts with different insurance agencies yourself and then sell insurance on their behalf, or you can use the online platform for agents. The second is much easier, because you don’t have to contact insurers and wade through a lot of paperwork – you can almost immediately start selling and making a profit.

Necessary qualities and skills

Of course, no one forbids you to register clients “live”, but for the most part you will be working online. An online insurance agent is not the easiest job, and don’t let the possibility of working from home fool you. You will need the following skills.

• Self-discipline. When working from home, the lack of this quality fails many first-time agents – instead of 6-8 hours, they devote 2-3 hours to work, spending the rest of the time doing household chores or watching kitty videos.
• Sociability. You will have to look for people to issue policies on your own, and you will need to communicate with potential clients. The more personable you are, the more likely the customer will choose you over another insurance agent.
• A sober mind and a good memory. In fact, you’ll be an insurance agent for several companies at once, and you’ll have to remember which company works where and what services it provides. Over time, this information will be “imprinted” in your brain, but at first you will have to learn.
• The ability to work with social networks. You can find clients in many ways, but it’s easiest to start with social media. Be prepared for the fact that you will have to register on Facebook, Instagram, and understand their interface.