The cost of doctors, medicines, necessary procedures, examinations, often exceeds the income of citizens. Especially when it comes to complex diseases, the treatment of which requires the use of modern technology and expensive procedures. Getting out of a situation with a win-win situation, without worrying about the cost of treatment, will help the purchase of frequent health insurance. What will voluntary medical insurance give the consumer? The registration of the policy guarantees qualified medical care in the event of an insured event. In such situations, the insurance company will compensate the full or partial cost of medical drugs, examinations, tests, necessary for the treatment of the patient. How do I renew my European health insurance card? If you have lost your policy or cannot access it for any other reason, you may restore it.

Policy restoration

If you lose your policy, you can have it restored or receive a new one. To have your policy renewed, contact the medical insurance organization that issued it to you. If you do so, you will receive a duplicate copy of the policy you lost. You may not restore your old policy, but apply to another insurance company. In this case, you will be issued a new policy because you are changing your insurer. You may change the insurance organization once during one calendar year, or more often if your place of residence changes.

You can renew the policy free of charge at the insurance company that issued it. Do not put off renewing your MHI policy, because it may be required when you apply for medical help. You can also renew your European Health Insurance Card online.

Apply to renew your European Health Insurance Card online

• Select Renew Current Card at the top of the screen.
• Enter the 10-digit ID number on your expired Card. This number on the front of the card at the bottom left.
• Confirm the address to which the Card will be sent.

What Health Insurance Covers

One of the factors that influences your desire to get life and health insurance is the list of insured events. Voluntary health insurance may cover a variety of situations:

• Inpatient care – examination, therapeutic and surgical treatment, consultation with specialists, stay in a medical facility, provision of medications;
• Outpatient care – doctor’s house calls, consultations, diagnostic procedures, sick-leave registration;
• Payment and delivery of medicines;
• Emergency medical care – ambulance service, transportation to the place of hospitalization, emergency medical care;
• Dental care – oral hygiene, x-ray examination, doctor’s examination, counseling, therapeutic and surgical dental care.

Depending on the terms of the contract, the list of insured events can be expanded or narrowed at the request of the insured. But if the list of insured events includes more options, the cost of insurance will increase.